Selection of the appropriate crop insurance policy is a very crucial affair for farmers in India, considering the uncertainty in agriculture. With the gradually increasing effect of climate change, infestation of crops by pests, and market fluctuation, an adequate insurance policy will help in safeguarding livelihoods. This article deliberates on how farmers can maximize benefits by choosing the most apt crop insurance policy, it focuses on the offerings by RUGR, a fintech company solely intent on supporting agricultural financing.