Is Pet Insurance Actually Worth Cost? Look at the Pros and Cons

When John and Sarah adopted their rambunctious Labrador Retriever puppy named Buddy, they wanted to make sure they could provide him with the best care possible. At his first vet visit, the vet recommended looking into pet insurance to help cover any unexpected illnesses or injuries Buddy might experience as he grew up. John and Sarah were skeptical at first, wondering if pet insurance was really necessary or worth the monthly expense.

A year later, Buddy tore his ACL while playing fetch at the park. The surgery and physical therapy to repair his knee cost over $5,000.